The online community is full of scams that can affect anyone. Many times, those who are not prepared are going to be those who are affected. The effects of these scams can be long. After all, most of these online scams are aimed at gaining your money, your information or some other material that would be damaging to your life. The best offense against these online scams is to know what they are.
Email Scams to Watch out For
There are several online scams that are found via email. For those who regularly check their emails, they are going to want to be aware of these so that they do not become a victim:
- Foreign Lottery Scam: This scam is very common. You will receive an email that looks legitimate stating that you have won a foreign lottery. What can you do? Delete the email and do not click or reply to the email. If you seriously want to search into the lottery, then google the lottery, chances are it does not exist.
- The Survey Scam: You will receive an email telling you that you have been chosen to participate in a survey that may be concerning a hot topic issue. For your time, you may even be compensated. However, once you click on this you could be allowing malware to infect your system. Unless you have requested to be put on survey lists, then watch out, this is just another online scam that is trying to victimize you
- Nigerian Check Scam: This was a scam that has been around for several years. You are going to receive an email stating that this royal aristocrat is going to give you a sum of money for cashing a check for them. All they need is your account number to make this work. The next thing you know; your account has been wiped!
Social Networking Scams
Thanks to the age of social media, email scams are not the only types of online scams that people need to be aware of.
- The Quiz Scam: For those who are Facebook users, chances are you have seen those quizzes that ask you take these in order to find out what favorite book character you are. Or even seen your friends take these quizzes and invite you to participate. However, did you know that not only could these quizzes be infiltrating your social media account and seeing what you do, but it can also be charging you a fee. Many of these quizzes are going to require your cell phone number in order to patriciate. Chances are, you are going to see a charge on your next cell phone bill for this quiz.
- The Photo Scam: This scam is one that many people are aware of, as several social media feeds have warned of it. In this scam, you may receive a message from a “friend” whose account has been hacked, with a link stating that this is a naked picture of you. Of course, you are going to check this out, as who wants a naked picture of them floating around on the web? However, once you do, you are going to be redirected to log back into Facebook. Once this happens, the login information you use has been stolen, and your profile will eventually be hacked.
The social network scams are becoming more common, and people need to ensure they are being safe while they online.
The more aware you are that these scams exist, the better off you are going to be. It is a good idea to have virus and malware protection in place. However, knowledge of these scams is one of the best ways to fight back.